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Conversations with parents about money can feel awkward at best — and invasive at worst. If you haven’t had one, you’re not alone: One study found that 73% of adult children haven’t had a detailed talk with their parents about finances. But knowing where things stand — and what their wishes are — can help prevent difficulties down the road. Here are some tips to help you navigate these conversations. Start Small and Slow So how do you actually get the ball rolling without making it too uncomfor

Pooling financial resources with your partner can feel like a major relationship milestone. It’s a commitment beyond the emotional bond you share and a step toward facing important practicalities of life together. But it’s not something to enter into lightly. Joint accounts offer convenience and efficiency, enabling relationship partners to track their expenses and income as a couple all in one place. However, they can also stir up questions about spending habits, each partner’s financial indep

Although summertime brings longer days, that doesn’t mean your kids’ entertainment budget has to stretch to fill them. With a little imagination, you can turn ordinary summer days into a series of unforgettable adventures, without draining your wallet. Consider these creative ideas for kicking your summer fun into high gear — while sneaking in a few money-smart lessons along the way. Explore Local Gems Many towns offer summer activities and events for families. Check online community calendars

Building wealth isn’t just reserved for high earners. With the right approach, you can make meaningful financial progress even on a modest income. Using a strategy that incorporates regular saving, disciplined financial habits and prudent planning, you can carve a path toward prosperity, without a high-flying salary. Start With a Clear Picture Before working your way toward wealth, you need to know your starting point. Assess your income, expenses and debts. Make sure to create a complete pictu

Buying a home is one of the biggest financial decisions you’ll ever make — and it’s about more than just finding a fenced-in yard with a pool. While it’s easy to get caught up in visions of mid-July plunges, taking a hard look at your financial readiness and planning ahead can help ensure you don’t end up in over your head when it’s time to make those mortgage payments. Assess Your Savings The first step toward homeownership is ensuring you’ve saved enough for a down payment. While some loan pr

You’ve crunched the numbers, and it’s official — you’re getting a tax refund! Knowing that extra cash is coming your way, visions of a beachy vacation or an online shopping spree might already be dancing in your head. But before booking your flight or booting up your computer, consider this: Having a plan for your refund can help you enjoy it now while also reaping rewards that last long after your tan fades and the suitcase is unpacked. Refund With Benefits Your tax refund isn’t just a bonus —